Student Health Insurance

New Student Health Insurance Plan

The NIU student health insurance plan is through Aetna and is a PPO.

Effective August 1, 2018, the following changes will take effect with the Student Insurance plan. Coverage for services provided at NIU Health Services will stay the same.

Benefits 2017-18 school year 2018-19 school year
Annual deductible $250 $500
Doctor's office copay n/a $10 (annual deductible does not apply)
Co-insurance 80/20 70/30
Generic $20 $20
Brand $40 $50
Specialty Brand $60 $75
High cost drugs n/a 20% coinsurance with a min cost of $100 and a max cost of $200
Most birth control 100% coverage 100% coverage
Dependent coverage Yes No
Semester cost $1039 $1179


Appeals for spring insurance charge are now being accepted. Please print out the Appeal Form and return to our office with documentation no later than February 28, 2018.


Please contact us at 815-753-0122 or You may also visit us in the Health Services building, room 101.